{"id":65072,"date":"2026-09-28T09:01:25","date_gmt":"2026-09-28T09:01:25","guid":{"rendered":"https:\/\/www.theconservative.online\/cipar-sto-se-dogada-s-prijevarama-u-placanju"},"modified":"2026-09-28T09:01:25","modified_gmt":"2026-09-28T09:01:25","slug":"cipar-sto-se-dogada-s-prijevarama-u-placanju","status":"publish","type":"post","link":"https:\/\/www.theconservative.online\/hr\/cipar-sto-se-dogada-s-prijevarama-u-placanju","title":{"rendered":"Cipar: \u0160to se doga\u0111a s prijevarama u pla\u0107anju?"},"content":{"rendered":"

Jedan od najgorih scenarija kada su u pitanju bankovne transakcije, bilo putem kartice ili kreditnih transfera, jest da pojedinac postane \u017ertvom prijevare, a zatim mora pro\u0107i kroz cijeli proces kako bi povratio izgubljeni novac.<\/p>\n

Broj slu\u010dajeva i na Cipru i u ostatku eurozone i danas je relativno visok, \u0161to prisiljava i javnost i vlasti da budu jo\u0161 budniji i oprezniji pri obavljanju transakcija.<\/p>\n

\u0160to se doga\u0111a na Cipru?<\/strong><\/p>\n

Pro\u0161le godine na Cipru je i dalje bio zna\u010dajan broj financijskih prijevara putem bankovnih transakcija, iako su se u drugoj polovici 2025. smanjile za 5%, dok je ukupna vrijednost incidenata porasla za 16%, dosegnuv\u0161i 3,7 milijuna eura.<\/p>\n

To\u010dnije, pro\u0161le godine, prema podacima Sredi\u0161nje banke Cipra, broj prijevara dosegao je 14.000, pri \u010demu prijevare s platnim karticama i dalje \u010dine veliku ve\u0107inu slu\u010dajeva, prema\u0161uju\u0107i 90%.<\/p>\n

Vrlo va\u017ena stvar je da su online pla\u0107anja karticama bila glavni kanal putem kojeg se dogodila ve\u0107ina slu\u010dajeva prijevare karticama.<\/p>\n

\u0160to se ti\u010de vrijednosti slu\u010dajeva prijevara, i pla\u0107anja karticama i kreditni transferi \u010dinili su najve\u0107i udio.<\/p>\n

Tako\u0111er vrijedi napomenuti da je Cipar zabilje\u017eio najve\u0107u vrijednost pojedina\u010dne prijevarne transakcije koja uklju\u010duje kreditne transfere me\u0111u svim zemljama eurozone.<\/p>\n

Jo\u0161 jedna va\u017ena to\u010dka koju je istaknula Sredi\u0161nja banka jest da se ve\u0107ina slu\u010dajeva prijevara u drugoj polovici 2025. odnosila na prekograni\u010dne transakcije.<\/p>\n

Pogledajmo brojke detaljnije<\/strong><\/p>\n

Kao \u0161to je gore spomenuto, incidenti financijskih prijevara na Cipru doga\u0111aju se uglavnom putem pla\u0107anja bankovnim karticama. U drugoj polovici 2025. \u010dinili su 93% ukupnog broja incidenata prijevara. To\u010dnije, zabilje\u017eeno je 13 000 incidenata ove vrste prijevare.<\/p>\n

Prijevare koje uklju\u010duju druge na\u010dine pla\u0107anja ostale su na niskim razinama jo\u0161 godinu dana. U drugoj polovici 2025. bilo je samo oko 1000 takvih incidenata.<\/p>\n

U usporedbi s drugim zemljama eurozone, Cipar je zabilje\u017eio znatno ve\u0107e stope prijevara u pla\u0107anju karticama. Konkretno, u eurozoni su prijevare koje uklju\u010duju pla\u0107anja karticama \u010dinile 79% ukupnih slu\u010dajeva prijevara u drugoj polovici 2025.<\/p>\n

Tako\u0111er je va\u017eno napomenuti da su tijekom vremena i pla\u0107anja karticama i kreditni transferi \u010dinili najve\u0107i udio ukupne vrijednosti slu\u010dajeva prijevara na Cipru.<\/p>\n

Vrijednost slu\u010dajeva prijevare<\/strong><\/p>\n

\u0160to se ti\u010de vrijednosti slu\u010dajeva prijevare, kreditni transferi ostali su na prvom mjestu.<\/p>\n

To\u010dnije, u drugoj polovici 2025. ukupna vrijednost prijevara u vezi s kreditnim transferima dosegla je 2,0 milijuna eura, \u0161to \u010dini 56% ukupne vrijednosti prijevara, dok je vrijednost prijevara u vezi s pla\u0107anjima karticama iznosila 1,6 milijuna eura, \u0161to predstavlja 43%.<\/p>\n

Me\u0111utim, vrijedi napomenuti da je vrijednost slu\u010dajeva prijevara koje uklju\u010duju kreditne transfere porasla sli\u010dnom stopom – otprilike 15% – i na Cipru i u ostalim zemljama eurozone tijekom druge polovice 2025.<\/p>\n

Nasuprot tome, vrijednost prijevara koje uklju\u010duju pla\u0107anja karticama porasla je za 20 % na Cipru, dok je europodru\u010dje zabilje\u017eilo pad u istom razdoblju.<\/p>\n

Konkretno, u eurozoni su prijevare koje uklju\u010duju kreditne transfere \u010dinile 65% ukupne vrijednosti prijevara tijekom istog razdoblja, dok su pla\u0107anja karticama \u010dinila 28%.<\/p>\n

Rizik u prekograni\u010dnim pla\u0107anjima<\/strong><\/p>\n

Jo\u0161 jedna posebno zanimljiva to\u010dka je da ve\u0107ina slu\u010dajeva prijevare uklju\u010duje prekograni\u010dna pla\u0107anja, unato\u010d \u010dinjenici da je ve\u0107ina transakcija na Cipru doma\u0107a pla\u0107anja.<\/p>\n

To\u010dnije, slu\u010dajevi prijevara – uklju\u010duju\u0107i sve na\u010dine pla\u0107anja – koji uklju\u010duju prekograni\u010dna pla\u0107anja na Cipru tijekom druge polovice 2025. bili su znatno ve\u0107i od onih koji uklju\u010duju doma\u0107a pla\u0107anja.<\/p>\n

To je bilo posebno vidljivo kod pla\u0107anja karticama, gdje su prekograni\u010dni slu\u010dajevi prijevara bili gotovo 15 puta ve\u0107i od doma\u0107ih slu\u010dajeva prijevara.<\/p>\n

Kona\u010dno, jo\u0161 jedna va\u017ena stvar je da se vi\u0161e slu\u010dajeva prijevare dogodilo putem online pla\u0107anja.<\/p>\n

Prema podacima Sredi\u0161nje banke, prijevare koje uklju\u010duju pla\u0107anja karticama izvr\u0161ena osobno na fizi\u010dkim prodajnim mjestima (POS) \u010dinile su samo 4%, dok se 96% broja prijevara karticama odnosilo na online pla\u0107anja.<\/p>\n

\u0160to se ti\u010de vrijednosti, odgovaraju\u0107e brojke bile su 6% odnosno 94%.<\/p>\n<\/p>","protected":false},"excerpt":{"rendered":"

Jedan od najgorih scenarija kada su u pitanju bankovne transakcije, bilo putem kartice ili kreditnih transfera, jest da pojedinac postane \u017ertvom prijevare, a zatim mora pro\u0107i kroz cijeli proces kako bi povratio izgubljeni novac. Broj slu\u010dajeva i na Cipru i u ostatku eurozone i danas je relativno visok, \u0161to prisiljava i javnost i vlasti da […]<\/p>\n","protected":false},"author":92,"featured_media":46716,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[151],"tags":[3247,3569,3568],"editorial-positions":[],"regions":[354],"types":[413],"class_list":["post-65072","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-trgovina-i-ekonomija","tag-banks","tag-fraud","tag-payment","regions-southern-europe-hr","types-news-hr"],"yoast_head":"\nCipar: \u0160to se doga\u0111a s prijevarama u pla\u0107anju? - The Conservative<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.theconservative.online\/hr\/cipar-sto-se-dogada-s-prijevarama-u-placanju\" \/>\n<meta property=\"og:locale\" content=\"hr_HR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Cipar: \u0160to se doga\u0111a s prijevarama u pla\u0107anju? - The Conservative\" \/>\n<meta property=\"og:description\" content=\"Jedan od najgorih scenarija kada su u pitanju bankovne transakcije, bilo putem kartice ili kreditnih transfera, jest da pojedinac postane \u017ertvom prijevare, a zatim mora pro\u0107i kroz cijeli proces kako bi povratio izgubljeni novac. 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