Vad h\u00e4nder p\u00e5 Cypern?<\/strong><\/p>\nDet f\u00f6rekom fortfarande ett ganska stort antal fall av ekonomisk bedr\u00e4geri i Cypern i samband med banktransaktioner f\u00f6rra \u00e5ret, \u00e4ven om antalet minskade med 5 % under andra halv\u00e5ret 2025, medan det totala v\u00e4rdet av bedr\u00e4gerierna \u00f6kade med 16 % och uppgick till 3,7 miljoner euro.<\/p>\n
Enligt uppgifter fr\u00e5n Cyperns centralbank uppgick antalet bedr\u00e4gerifall f\u00f6rra \u00e5ret till 14 000, d\u00e4r bedr\u00e4gerier med betalkort fortsatt utgjorde den \u00f6verv\u00e4gande majoriteten av fallen, n\u00e4mligen \u00f6ver 90 %.<\/p>\n
En mycket viktig punkt \u00e4r att kortbetalningar online utgjorde den huvudsakliga kanalen genom vilken de flesta fall av kortbedr\u00e4gerier intr\u00e4ffade.<\/p>\n
N\u00e4r det g\u00e4ller v\u00e4rdet av bedr\u00e4gerifall stod b\u00e5de kortbetalningar och \u00f6verf\u00f6ringar f\u00f6r de st\u00f6rsta andelarna.<\/p>\n
Det \u00e4r ocks\u00e5 v\u00e4rt att notera att Cypern uppvisade det h\u00f6gsta v\u00e4rdet p\u00e5 en enskild bedr\u00e4glig transaktion som r\u00f6rde kredit\u00f6verf\u00f6ringar bland alla l\u00e4nder i euroomr\u00e5det.<\/p>\n
En annan viktig punkt som centralbanken lyfter fram \u00e4r att majoriteten av bedr\u00e4gerifallen under andra halv\u00e5ret 2025 g\u00e4llde gr\u00e4ns\u00f6verskridande transaktioner.<\/p>\n
L\u00e5t oss titta n\u00e4rmare p\u00e5 siffrorna<\/strong><\/p>\nSom n\u00e4mnts ovan sker de flesta fallen av ekonomisk bedr\u00e4geri p\u00e5 Cypern via bankkortbetalningar. Under andra halv\u00e5ret 2025 utgjorde dessa 93 % av det totala antalet bedr\u00e4gerifall. Mer specifikt registrerades 13 000 fall av denna typ av bedr\u00e4geri.<\/p>\n
Antalet bedr\u00e4gerier kopplade till andra betalningss\u00e4tt l\u00e5g kvar p\u00e5 en l\u00e5g niv\u00e5 \u00e4nnu ett \u00e5r. Under andra halv\u00e5ret 2025 intr\u00e4ffade endast cirka 1 000 s\u00e5dana incidenter.<\/p>\n
J\u00e4mf\u00f6rt med \u00f6vriga l\u00e4nder i euroomr\u00e5det uppvisade Cypern betydligt h\u00f6gre niv\u00e5er av bedr\u00e4gerier i samband med kortbetalningar. Mer specifikt utgjorde bedr\u00e4gerier i samband med kortbetalningar 79 % av det totala antalet bedr\u00e4gerifall i euroomr\u00e5det under andra halv\u00e5ret 2025.<\/p>\n
Det \u00e4r ocks\u00e5 viktigt att notera att b\u00e5de kortbetalningar och bank\u00f6verf\u00f6ringar \u00f6ver tid har utgjort den st\u00f6rsta andelen av det totala v\u00e4rdet av bedr\u00e4geri\u00e4renden p\u00e5 Cypern.<\/p>\n
V\u00e4rdet av bedr\u00e4gerih\u00e4ndelser<\/strong><\/p>\nN\u00e4r det g\u00e4ller v\u00e4rdet av bedr\u00e4gerih\u00e4ndelserna l\u00e5g kredit\u00f6verf\u00f6ringar fortfarande p\u00e5 f\u00f6rsta plats.<\/p>\n
Mer specifikt uppgick det totala v\u00e4rdet av bedr\u00e4gerier i samband med kredit\u00f6verf\u00f6ringar under andra halv\u00e5ret 2025 till 2,0 miljoner euro, vilket motsvarade 56 % av det totala v\u00e4rdet av bedr\u00e4gerierna, medan v\u00e4rdet av bedr\u00e4gerier i samband med kortbetalningar uppgick till 1,6 miljoner euro, vilket motsvarade 43 %.<\/p>\n
Det \u00e4r dock v\u00e4rt att notera att v\u00e4rdet av bedr\u00e4gerifall som r\u00f6r kredit\u00f6verf\u00f6ringar \u00f6kade i ungef\u00e4r samma takt \u2013 cirka 15 procent \u2013 b\u00e5de p\u00e5 Cypern och i de \u00f6vriga l\u00e4nderna i euroomr\u00e5det under andra halv\u00e5ret 2025.<\/p>\n
D\u00e4remot \u00f6kade v\u00e4rdet av bedr\u00e4gerier i samband med kortbetalningar med 20 % p\u00e5 Cypern, medan euroomr\u00e5det uppvisade en nedg\u00e5ng under samma period.<\/p>\n
N\u00e4rmare best\u00e4mt utgjorde bedr\u00e4gerier i samband med kredit\u00f6verf\u00f6ringar i euroomr\u00e5det 65 % av det totala v\u00e4rdet av bedr\u00e4gerierna under samma period, medan kortbetalningar stod f\u00f6r 28 %.<\/p>\n
Risker vid gr\u00e4ns\u00f6verskridande betalningar<\/strong><\/p>\nEn annan s\u00e4rskilt intressant aspekt \u00e4r att majoriteten av bedr\u00e4gerifallen r\u00f6r gr\u00e4ns\u00f6verskridande betalningar, trots att de flesta transaktionerna p\u00e5 Cypern \u00e4r inhemska betalningar.<\/p>\n
N\u00e4rmare best\u00e4mt var antalet bedr\u00e4gerifall \u2013 oavsett betalningss\u00e4tt \u2013 som r\u00f6rde gr\u00e4ns\u00f6verskridande betalningar p\u00e5 Cypern under andra halv\u00e5ret 2025 betydligt h\u00f6gre \u00e4n antalet fall som r\u00f6rde inhemska betalningar.<\/p>\n
Detta var s\u00e4rskilt tydligt n\u00e4r det g\u00e4ller kortbetalningar, d\u00e4r antalet bedr\u00e4gerifall \u00f6ver gr\u00e4nserna var n\u00e4stan 15 g\u00e5nger h\u00f6gre \u00e4n antalet inhemska bedr\u00e4gerifall.<\/p>\n
Slutligen \u00e4r det ocks\u00e5 viktigt att notera att antalet bedr\u00e4gerier i samband med onlinebetalningar har \u00f6kat.<\/p>\n
Enligt uppgifter fr\u00e5n centralbanken utgjorde bedr\u00e4gerifall som r\u00f6rde kortbetalningar vid fysiska f\u00f6rs\u00e4ljningsst\u00e4llen (POS) endast 4 %, medan 96 % av det totala antalet kortbedr\u00e4gerier g\u00e4llde onlinebetalningar.<\/p>\n
V\u00e4rdem\u00e4ssigt uppgick motsvarande siffror till 6 % respektive 94 %.<\/p>\n<\/p>","protected":false},"excerpt":{"rendered":"
Ett av de v\u00e4rsta scenarierna n\u00e4r det g\u00e4ller banktransaktioner \u2013 oavsett om det handlar om kortbetalningar eller bank\u00f6verf\u00f6ringar \u2013 \u00e4r att en person blir utsatt f\u00f6r bedr\u00e4geri och sedan m\u00e5ste g\u00e5 igenom en hel process f\u00f6r att f\u00e5 tillbaka de pengar som hen har f\u00f6rlorat. Antalet fall \u00e4r fortfarande relativt h\u00f6gt b\u00e5de p\u00e5 Cypern och […]<\/p>\n","protected":false},"author":92,"featured_media":46723,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[154],"tags":[3247,3569,3568],"editorial-positions":[],"regions":[350],"types":[416],"class_list":["post-65067","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-handel-och-ekonomi","tag-banks","tag-fraud","tag-payment","regions-southern-europe-sv","types-news-sv"],"yoast_head":"\n
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